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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
$504,000
|
$576,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
6 years
|
6 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$6,000
|
$7,000
|
$8,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$52.80
$53.40
$55.20
$56.40
$58.20
$59.40
$61.20
$62.40
$64.80
$66.60
$69.60
$72.00
$74.40
$78.00
$80.40
$84.60
$88.80
$93.60
$98.40
$105.00
$117.00
$124.20
$133.20
$141.60
$151.20
$163.80
$175.20
$187.20
$201.60
$217.20
$258.60
$279.60
$303.00
$329.40
$357.60
$389.40
$423.00
$460.20
$501.60
$549.60
$602.40
$697.80
$765.00
$834.60
$909.60
$989.40
$1,079.40
$1,174.80
$1,276.80
$1,387.80
$1,510.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$504,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$7,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$61.60
$62.30
$64.40
$65.80
$67.90
$69.30
$71.40
$72.80
$75.60
$77.70
$81.20
$84.00
$86.80
$91.00
$93.80
$98.70
$103.60
$109.20
$114.80
$122.50
$136.50
$144.90
$155.40
$165.20
$176.40
$191.10
$204.40
$218.40
$235.20
$253.40
$301.70
$326.20
$353.50
$384.30
$417.20
$454.30
$493.50
$536.90
$585.20
$641.20
$702.80
$814.10
$892.50
$973.70
$1,061.20
$1,154.30
$1,259.30
$1,370.60
$1,489.60
$1,619.10
$1,761.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$576,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$8,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Included
|
|
Monthly Premium
|
$ 0.00
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$70.40
$71.20
$73.60
$75.20
$77.60
$79.20
$81.60
$83.20
$86.40
$88.80
$92.80
$96.00
$99.20
$104.00
$107.20
$112.80
$118.40
$124.80
$131.20
$140.00
$156.00
$165.60
$177.60
$188.80
$201.60
$218.40
$233.60
$249.60
$268.80
$289.60
$344.80
$372.80
$404.00
$439.20
$476.80
$519.20
$564.00
$613.60
$668.80
$732.80
$803.20
$930.40
$1,020.00
$1,112.80
$1,212.80
$1,319.20
$1,439.20
$1,566.40
$1,702.40
$1,850.40
$2,013.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov